What We Do: At SBA with AJ, we align your goals with the right lending institution. We specialize in the SBA 7(a) program, which offers a lending cap of five million dollars. As SBA lenders with over 15 years of experience, we provide advice and solutions for commercial real estate purchases, partner buyouts, and business acquisitions with opportunities at zero down options.

Why Choose a Third Party for SBA Loans: One of the significant advantages of working with a third party, like us, for SBA loans is our wide appetite for various industries, with very few prohibitions. This flexibility allows more businesses to qualify for SBA loans. In contrast, traditional banks often adhere to both their internal bank policies and SBA policies, creating a double layer of regulations to navigate. This makes the loan process more cumbersome and restrictive. By choosing a third party, you will benefit from a more streamlined and efficient loan process, tailored to meet your specific needs without added complexity.

Big banks often take over 90 days or longer to close a deal. This becomes problematic for buyers and sellers, leading to potential stalling of the deal. Typically, our closings are completed within 45 days. Through our years of experience, we have built relationships with multiple lenders and can expedite the closing process by identifying and collaborating with appropriate lenders that have an appetite for your project.

We Lend Nationally Across the U.S.: We provide SBA loan services nationwide, helping clients from all over the country. This is achieved through our extensive network of lenders and deep understanding of the SBA loan process, ensuring efficient and effective service, regardless of your location. No matter where you are located, we will offer tailored SBA loan solutions to meet your needs5.